The economy is slowly rebounding which means some people are beginning to get back to work.
Financial expert Joe Murray told Mike and Sheinelle it's important to have a plan.
Murray says when you start collecting a pay check again the first priority should be to take a look at your debts. You should call your lenders and set-up a repayment plan.
It is also important to get insured again as soon as possible. Sign up for health, life, and disability insurance as soon as you are permitted.
Murray recommends rebuilding your emergency fund. It's best to have six months of bills saved.
And refinancing is still a good option if you're looking to save some money.