Top 10 $1,000 dog health insurance claims - FOX 29 News Philadelphia | WTXF-TV

Top 10 $1,000 dog health insurance claims

Updated:
© iStockphoto / Thinkstock © iStockphoto / Thinkstock
  • From The Dog DailyMore>>

  • The best way to clip your dog’s nails

    The best way to clip your dog’s nails

    Being a dog owner means sometimes taking on tasks that might not be that pleasant -- for either you or your dog. Nail clipping, in some cases, is one of the tasks.
    Being a dog owner means sometimes taking on tasks that might not be that pleasant -- for either you or your dog. Nail clipping, in some cases, is one of the tasks.
  • 5 fun ways to show your dog you love her

    5 fun ways to show your dog you love her

    There are many ways to show your dog that she is your best friend and an important member of your family.
    There are many ways to show your dog that she is your best friend and an important member of your family. From doing activities together to creating a space just for her, these are some easy ways you can strengthen your bond with your four-legged friend.
  • Prepare your dog for guests

    Prepare your dog for guests

    Inviting guests to your home when you have a new or energetic dog can prove to be challenging. Just a little training -- for both your dog and your guests -- will make visits more enjoyable for everyone.
    Inviting guests to your home when you have a new or energetic dog can prove to be challenging. Just a little training -- for both your dog and your guests -- will make visits more enjoyable for everyone.

By Jennifer Viegas
 

Few of us consider that treatment for a single pet health incident or condition can cost $1,000 or more -- a reason many dog owners give for surrendering their pets to shelters. A recent survey from Veterinary Pet Insurance (VPI), the nation's oldest and largest provider of pet health insurance, identified the top 10 most common claims that cost $1,000 or more. They are:

  1. Torn knee ligament/cartilage
  2. Foreign object in the intestine
  3. Foreign object in the stomach
  4. Intervertebral disc disease
  5. Stomach torsion/bloat
  6. Broken leg
  7. Laryngeal paralysis
  8. Tumor of the throat
  9. Ear canal surgery/Ablation
  10. Ruptured bile duct

Heart disease, diabetes and other types of cancer didn't make the list because the survey includes large one-time expenses rather than the cost of care for chronic diseases.

Common Sudden Expenses for Dog Owners
Out of the top 10, the most common costly problems affecting dogs are Nos. 1 through 5, with three among those related to stomach and/or intestinal problems, according to Dr. Silene Young, a veterinarian and the director of veterinary marketing for VPI. Stomach torsion/bloat is of particular concern for large dogs, since this condition is usually fatal without immediate surgical intervention. "Basically, the dog stomach is like having a wet towel that is folded diagonally in half -- held at the corners and then swung around so it flips over on itself," says Young. "Because the stomach can't flip itself back around once this happens, the twist at each end obstructs the passage of food and fluid in or out of the stomach."

Treating this very serious condition is no easy task. "The surgery requires a large incision in the abdomen to twist the stomach back into place, evaluate for additional organ damage and then tacking the stomach to the wall of the abdomen permanently so it doesn't happen again," she explains. "Because most of these dogs are in critical condition on arrival to the hospital, the cost of care is not just surgical, but also supportive."

Preventable Conditions
When shown the top 10 list, Dr. Karen Halligan, a veterinarian and the director of veterinary services at the Los Angeles SPCA, was surprised. "What I thought was interesting was that several of the conditions on the list were preventable." Dog owners, for example, can be more vigilant about not overfeeding, particularly over a short period of time, as this is one cause of bloat.

Halligan was also surprised with throat tumors being that common, since she rarely diagnoses them, but cancer in general is on the rise, partially because pets are living longer. That's an important point, because dogs go through the aging process faster than we do. Prevention can help to stave off certain health problems, but you will probably be caring for your pet through its old age, when medical issues can creep up.

Pet Insurance to the Rescue
The only thing likely to cure the shock you experience when a steep veterinary bill comes is pet health insurance. "Most of us will have pets with an expensive veterinary bill at least once," says Young. "Pet insurance is how you plan and prepare for that eventuality so, in a time of stress, you can focus on your dog and not your bank account."

People often think that insurance is an investment that should pay back money. Some owners do save quite a bit, however, depending on when an illness or accident happens. Like home, auto or any other type of insurance, however, the real benefit is planning for the future -- with your dog in mind.

Jennifer Viegas is the managing editor of The Dog Daily. She is a journalist for Discovery News, the news service for the Discovery Channel, and has written more than 20 books on animals, health and other science-related topics. 

Copyright © 2011 Studio One Networks. All rights reserved.

*DISCLAIMER*: The information contained in or provided through this site section is intended for general consumer understanding and education only and is not intended to be and is not a substitute for professional advice. Use of this site section and any information contained on or provided through this site section is at your own risk and any information contained on or provided through this site section is provided on an "as is" basis without any representations or warranties.
Powered by WorldNow

WTXF-TV
330 Market Street
Philadelphia, PA 19106-2796

Phone: (215) 925-2929
Fax: (215) 982-5494

Didn't find what you were looking for?
All content © Copyright 2000 - 2014 Fox Television Stations, Inc. and Worldnow. All Rights Reserved.
Privacy Policy | Terms of Service | Ad Choices